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New registration statement, prospectus, the prospectus complement, and you may any totally free-writing prospectuses, including the home loan plan, all of these was filed into You
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dos. The brand new prospectus enhance outlined the borrowed funds-to-well worth proportion, otherwise LTV, since the “ratio of one’s prominent balance of such mortgage in the day off dedication in order to (a) regarding a purchase, brand new less of your product sales price of this new mortgaged property and you will their appraised worth at the time of product sales or (b) in the example of a great refinancing otherwise amendment, brand new appraised worth of the fresh new mortgaged possessions in the course of new refinancing or modification.” [Back]
3. The fresh prospectus enhance discussed this new shared loan-to-worthy of proportion, or CLTV, while the “the new ratio of one’s dominant harmony of 2nd-lien real estate loan, utilizing the a fantastic balance of the related earliest-lien mortgage loan, in the day out-of determination so you’re able to (a) regarding a purchase, the fresh new reduced of one’s profit price of new mortgaged property and you can their appraised well worth during profit or (b) regarding good refinancing or amendment, the appraised worth of the latest mortgaged possessions during the time of the brand new refinancing otherwise modification.” [Back]
